Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

 

BEST ANSWER: Try this site where you can compare quotes:cheapinsurancequotes1.info

 

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When starting new car insurance, can insurers decline no claims bonus due to 2 motorway speeding convictions?

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Shouldn't I try to claim all I can on car insurance?

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Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

 

Mechanical Breakdow Insurance refuses to pay...?

Hi and thanks for taking time to help me out. I have bought a BMW 540i (1997) back in January. I was really happy as this was my first car. Two weeks ago, I was driving to France and my gearbox died leaving me only with the first gear working. I went to a garage in France and we phoned the insurance but the insurance said that it cannot guarantee that it would cover me. They offered me to leave the car in France and to go back to London by myself. I refused to consider this option as I could not allow my self to stay in France (I had to go back to work) for more than the week-end and I could not afford to take the train/plane from Paris to London. The insurer said that they would not cover any costs associated with me going back to London. So I had to get the car back to London, and to drive it back home. I went to a garage where a very nice person accepted to take care of the car. He phoned the insurance and arranged everything. The insurer sent some engineers who inspected the car and the insurance said to the garage that they would only cover 65% of the costs...due to the mileage of the car (83,000 miles roughly). The garage has repared the car without asking me if I was ok to pay the last 35% and the insurer did not mention it to me either. I am going to call the insurance tomorrow to get more details about this story...but my concern is that : 1/ I am afraid of talking to them and to commit a mistake that could cost me more 2/ I don't know exactly what I am entitled to get and what are my resources in case they just refuse to change anything on this 3/ They ask me to pay the money upfront (around 2,000) and then I would have to make a claime but...I don't feel confident doing this..and I am far from having this money... I am really looking for help and advice here, I hope that someone will be able to assist, Thanks a lot, and have a very good evening

 

 

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Rebuttel for car insurance?

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State Disability Insurance in California?

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In Texas renting a car. Back in California you rent a car, then you can either get 3 choices: I don't want insurance . This means its on you. They can't foce you to insure the car. $11/day . This covers the rental car only and not the damage you may do to other cars or property. $22/day . Full coverage. Covers anything that can happen. Now I live in Texas. And Dollar, Enterprise, Hertz...tell me the same thing... If you do not have your own car insurance, you must pay $23 per day for insurance which covers everything . How do I avoid this? Seems very expensive for a several week long rental....insurance costs as much as the car.

 

 

Are there any cheap car insurers for older cars?

I am a 38 yr old woman who has held a license for 20 yrs but has not driven for about 10 yrs. Therefor i have no NCB (No claims bonus) which i can use as it needs to be current or expired for no more than 2 yrs. I have bought a very cheap car for about 300.00 and have looked at insurance but the cheapest so far is around 600.00 which i simply cannot afford. If i could afford to pay that amount i would have obviously bought a car that was worth much more but unfortunately at the moment a cheap car is all we can get. We have been desperate to get a car as i am in a new relationship and my partner has a 13 yr old son who we want to take to lots of lovely places over the summer holidays for some fun. It seems that we will not be able to do it as the insurers are penalising me and im sure lots of other drivers who are sensible drivers but have just not driven in a while for many different reasons - I think this is very wrong! I cant feasibly pay 600.00 for a car that isnt even worth quite half of that - its lydicrous!! Please can someone help me by pointing me in the direction of a cheap insurer who is prepared to insure for the minimum amount. I have read about pay as you go car insurance but dont really know if it is a good option although we ont be doing many miles so i dont know. If anyone has used pay as u go car insurance could u tell me if it is any good please. I hope anybody reading this can help me with the cheapest insurance possible as i am totally deflated at the moment as it has taken us ages to save up enough for the car and tax and what we thought the insurance would be ( we saved another 300.00 for insurance as i thought it would be as much as the car roughly). Thankyou ever so much. Jane.

 

 

Can you give me an estimate of how much car insurance would be.......?

lets say a guy under 30 in california with a 2002 BMW 325i sedan how much would insurance be?

 

 

I need insurance, but dont own a car, HELP!!!!!?

Just like it says, need insurance to get my lisence here in NC but i dont got a car, HELP!!! I plan on gettin a car soon.

 

 

Can you help me make some sense of these health insurance policies?

I'm 7 months pregnant and making plans to line up health insurance for my baby. The plan my company offers is a decent HMO with $20 deductibles for everything but it costs $305 per month! That's over $3,500 per year! I started doing some research and I am finding that I can get a PPO direct from the insurance company for less. I'm confused as to which plan is best though, I found a PPO though Blue Cross that is $155 per month with $40 deductibles. I found a PPO through Kaiser that is $163 per month. I pay 100% of everything up to $1500, then Kaiser picks up everything else. Confused....

 

 

Car insurance?

what things should i look for in car insurance? and what exactly is a car insurance bond? any scams i should look out for? any good reasonable car insurance rates?

 

 

SWINE FLU, BUT NOOOO INSURANCE! SOS!?

my sister is REALLY sick. she has a really bad cold and cough and not getting better! she doesn't have insurance or money to pay for a dr.'s visit. would anyone be able to help me help her find somewhere she can go to get checked? i live in orange county, california.

 

 

How can I afored health insurance on a fixed income?It will cost me a thired of my income ?

I am on a very fixed income with no health insurance. Even the government subsidized is to much, and my income won't let me get medicade. So what are the people in my case suppose to do for health care? What can you do when a third of your income has to pay for your insurance.

 

Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

 

What will my insurance cost for the new house?

Hi there, Lets say i would like to invest a house in a new subdivision cost $300 000. Located outskirt of Birmingham, AL. The Subdivision/community even built an Elementary School in the community. The community is divided from house prices ranging $150 000 to $500 000. When completed, the community will have 3,000 homes in a variety of distinctive neighborhoods within 5 to 10 years or more from now. How much will the insurance cost? Don't need a specific answer but just an idea how much it would cost average for the insurance etc etc I'm pretty sure certain factors changes each individual owner and the property area but from the basic description of the area, how much do you think? Of course i can always ask the insurer the question but i would like to know the homes owners in the house. Thanks for your input

 

 

Why the hell is motorcycle insurance SOO expensive in Ontario, Canada?

I took identical information and filled out a progressive quote for both DETROIT and LOS ANGELES and both are 2356 FULL coverage (im 16 years old with zzr600), While when i got a quote from TD Bank they said 6000$ what the f u c k my damn bike doesnt even cost that much got damn it.

 

 

What car would be more expensive on insurance a impala or a charger?

What car would be more expensive on insurance a impala or a charger?

 

 

Car got broken into... How much will insurance cover?

So my buddy calls me in the morning of the last day of school (I decided not to go and sleep in). He needs to borrow my jumper cables for my friend. He comes over, and we head over to my car to get the cables. I open the trunk, and my subwoofer isn't in my car any more... Head over to the passenger side and see that the window was smashed in, they stole my mp3 player and broke the recliner for the passenger side chair... Right in front of my house. I'm wondering how much will get covered by insurance... We have Progressive. I'm wondering if a. They'll cover the price of the sub, mp3 player, and cost to get the recliner fixed (sub and mp3 cost a total of $200-$250). idk about the recliner, maybe $60. I know they'll cover the cost of the broken window ($200, already dropped it off to get fixed), but my dad (owner and insurance payer of the car) is wondering if the increase in rates will be worth saving the $200 in window repair. Thanks. Make sure to take your valuables out of your cars at night or in a sketchy area, guys.

 

 

Why is my car insurance going up if I have a good driving record?

I just moved about a block from my old rental (old lease was for 2 years) so I updated my address at my insurance. The policy went up to about 100$ a month which I don't understand because I have been told I am low risk and in the preferred age category 25+. I have a cousin about 9 years older who has multiple accidents, claims and tickets who only pays 60$. So what the heck is going on? I am comparing apples to apples on deductibles but it seems as if the insurance companies are punishing me for having a clean record with no accidents. I am just about 30 years old and only have one car a 2000 Saturn LW2 that I've owned outright for 6 years without payments. Even my younger friends who still party and drink pay lower than I do. Is it possible there is false information that the insurance companies are basing my rate on? The lowest rate I have been able to find is 70$ a month... but everything else is over 150$ per month......grr. I am a complete square and only drive up to 5 miles total a day for commute so I don't see why I should be paying so much. I was told by a friend that I should have had a price drop when I hit 26 because that is the cut off for DUI risk but it hasn't happened.

 

 

I want to but a new car in the next few months,can I transfer insurance?

It's insured for the next 6 months. When I get the new car can I transfer that insurance on to the new one? What if the quote my insurance company quotes is not competitive and I want to cancel the policy. Do I get a refund on the amount of months left or do I lose it? Thanks.

 

 

How to get young drivers car insurance down?!... HELP :(?

Hey, Im 19 and passed my test in july. Ive finally saved up enough to buy my first car and im looking at buying something around 1000-2000. Only thing im struggling with now is finding affordable car insurance. The cheapest ive been quoted is 2,500 a year, but im hoping to get it cheaper! Anyone any tips on how to get it down? .. would it work out cheaper if i went on my mums policy when she renews it later this month or would that not make any difference. Arggh this is so stressful!

 

 

How much should car insurance cost?

i am 17 and live in London. i have just passed my driving test and i'm looking for a car and insurance. i am not bothered about how bad the car is but i can't find insurance anywhere which i can afford. does anyone have advice?

 

 

Where is the best website to compare pco insurance prices?

fully comprehensive i would like a quote straight away. some websites you give all the details and it says that the company will contact the person regarding the quote. i want to compare mini cab insurance not taxi insurance. thank you so much in advance. :)

 

 

How much does it cost to insure a first car in the UK?

I don't want a super fast car, just a banger to get me around, I was thinking Ford Ka or a 1960's mini, also if it's used does that effect insurance? And any hidden costs that I should know about? And does having an old car make it cheaper or more expensive to run? Also any hints tips or suggestions would be very welcome, thank you. :)

 

 

Car insurance refusal.?

I got my self as a named driver on my dads insurance policy,and then phoned them up to confirm payments, but the representitive worked out i was not my dad phoning in. when i told her that i was his son and just wnted to make sure weather,they recieved the money or not, she went and canceled the policy saying i had broken the data protection act. she told me they would'nt charge me anything but my dad would have to tell other insurance companies that he had been refused insurance, i just want to know that will this make a difference to my dad's future insurance quotes?

 

 

How much do you pay for car insurance if you're 20?

i need answers for a statistics project. anyone 20 years old please tell me how much of your premium are you paying MONTHLY??

 

 

I'm trying to make a car insurance for eu driving license?

Hi, everytime when I make a quote on e.g. (comparethemarket.com or moneysupermarket.com) I get a car insurance around 7000 ponds. Is there any way how I can get cheaper insurance? I'm in UK.

 

 

Phoenix Auto Insurance?

Where can I get auto insurance in Phoenix? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.

 

 

Going on my grandmothers car mobility insurance?

Hello, I'm 17 soon, male and living in the United Kingdom. If I was to buy a car and take out insurance, the prices would go through the roof and we don't have that much of a budget to spend. However, my grandmother is disabled and her husband drives a car. So, we concluded that it would be best for me to go on my grandfathers insurance to keep the insurance bill down? Is this a good idea? What are the downsides of this? However, my mother was talking to her friends in work and they said if my grandmothers cars is a Mobility Car I can go on their insurance for free? Is this correct? What is my best option here? My mother nor my father drive and the only person in my family can drive is my grandfather and he hasn't claimed on his insurance for over 20 years. How much would it cost me if I was to go on my grandfathers insurance (Say if he never had a mobility car) and would it be free if he did? Thanks in advance.

 

 

How much would a Ferrari cost?

i want to save up for a ferrari and i need to know how much it would cost for a used and a new one

 

 

Can a Home Mortgage Company insist you paint your house?

My mom receieved a letter from a mortgage company stating she needs to make 3 repairs to here house. (paint the outside, fix trim around door, repair soffet) They also said they would drop her in 30 days if not corrected. HELP.... Is this legal? I may also say my mom put a claim in last year with them and they (insurance co) had to repair a canapy for 2k.

 

 

Car insurance question, does adding someone to a policy for a car you own cost more? so 2 people for 1 car.?

Okay, young and stupid here with car insurance I am moving to fla, from louisiana. I have a car,and my girlfriend does not have a car. At this point, she refuses to drive the car because of insurance issues if something happened. So, to the question! Will it cost me more money to add my girlfriend's name to my insurance policy, so she can drive the car if I do not need it? Basically, im just adding someones name to the policy for 1 car.

 

 

My car insurance company have doubled my quote after claiming they made a mistake. Can they do this?

I changed my address about 6 months ago and was pleased to see that, although there was an increase, the increase on my insurance wasn't massive. I recently called to get a quote on putting my girlfriend on the insurance as a learner driver and they have now said that as they didn't process the change of address form properly before they are doubling my insurance quote. I am confused by this as I live in an incredibly secure, gated property and I am wondering if, as they have admitted the mistake, they are able to do this out of the blue like this?

 

 

Automobile incident question. Who pays, the business or insurance?

Im just curious, if a branch of a tree hit my car and cracked it moderately, and i was parked at the parking lot of a gym, does the damages get payed by my insurance or from the gym? If my gym tells me that the insurance pays for it, should i demand the gym to pay?...since my insurance cost might increase because of this incident.

 

 

I am 17 years old and don't have health insurance, what do I do?

I am 17 years old and don't live with my parents. I am living with a friends Aunt while I attend college. Because I don't live with my parents I can't be on their health insurance, I've been ill and worried but avoiding the doctor because any medications would cost a fortune. All my prescriptions used to only be $15 now they are dramatically raised. I don't have a job either. What do I do? Is there any type of thing I can qualify for? Any feedback would be much appreciated!!!

 

 

Do you pay car insurance every month or every six months?

Need it for the class I'm in now. Help quick!

 

 

Florida car insurance hike?

I used to have Florida auto insurance about 6 months ago. Since then I moved but wanted to return to FL. Recent inquiry for an auto quote I notice the premium has increased doubled in FL. When did this happen? And what actually happened? Just curious. Thanks.

 

 

First time Car Owner Getting Insurance?

I'm a college student, not living with my parents, which means I will need to start my own parents. and I'm looking to buy my first car, which might be an out-of-state title. Say I eventually, locked on a deal. The question is: Do I have to buy insurance before paying for the car. But then how does the insurance company assess the quote since I haven't had a car yet. Do I just tell them the make and year of the car I'm Going to buy for sure or how does it work? What if I bought the insurance, but the deal didn't work out, and I have to choose other car/ make/ year? Or, can I get it insured soon After I make the purchase? If so, what happens between I picked up it from the seller and driving it to get it insured. Do I get screw if I had an accident during this time. I probably sound pretty stupid by now.. but dude help me out here.

 

 

Is the renault twizy cheap for teenagers?

Is the insurance cheap Im looking around below 2000 a year

 

Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

 

Cheapest car insurance for 17 year old?

Taking my driving test soon and buying a cheap car (500 - 700) it will probably be a citron saxo or something like that. Who are the cheapest company to insure with?

 

 

I accidently backed into a car, but the owner doesnt want me to turn it in to my insurance?

She doesnt have car insurance and is scared she'll get into trouble. Its at least 500 worth of damage. Do i have to pay her out of pocket? I pay insurance for a reason!!! My deductible is only 100, and i dont feel i should pay anymore than that.

 

 

What insurance is best for me?

I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money and I am currently going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth.Im also a legal california resident. I have been thinking about midi cal is that the right choice? Thank you on your help.

 

 

Could switching to Geico really save you 15% or more on car insurance?

Could switching to Geico really save you 15% or more on car insurance?

 

 

I have full coverage auto insurance and i am wondering what happens if my car breaks outside of an accident?

my cars been acting up lately and i think the front end my go out soon and i was wondering if my auto insurance will pay for me to get it fixed

 

 

'ensure' vs. 'insure' - meaning and correct usage?

Is there any difference between these words?

 

 

Can a car insurance company ask you if you have health insurance when you make a claim?

I was in an accident recently and the other insurance company asked me if I had health insurance. I was not at fault. Can they do that?

 

 

What do you pay for health insurance?

Im 19, and i need to get health insurance for me and my mother, we live in California and she has asthma and her inhalers cost over 400 a month... we also need dental insurance. i have searched for days and i cant really get anywhere, im looking for good coverage at an affordable price... can anyone refer me to a good company?

 

 

18 years old purchasing car and insurance?

I am an 18 year old female and im looking to purchase a car - preferably a new car but we'll see how far that goes... I would like opinions on which car insurance is the best for new drivers. I did a couple of quotes and Geico seems to be good, any other suggestions?

 

 

So what are all the people who have been laid off doing for health insurance now?

Most can't afford Cobra coverage... And as insurance gets more expensive and more companies pass on the costs to the people or cut out insurance coverage altogether, what's the average Joe going to do?

 

 

Cost to Insure Skyline.?

got a R34 GT-r. maybe thinking about downgrading to a GT-s R33 cuz i the insurance is a little ridiculous. $640 Thats full coverage and im only 19 :P turnng 20 soon. Which would be more to insure and what you think it would cost to insure the R33? I do have 1 speeding ticket and one wreckless driving back when i was 16.

 

 

What do car insurance companies have access to?

my friend was trying to tell me what he did to get him cheaper insurance.... he lied through his teeth so do insurance companies in Canada have access to the following: marriage status medical records where you live if you have kids security on house and car driving records and what other info do they have access to because my friend said he lied about all that and pays cheap insurance now

 

 

What's car insurance im a beginner on cars?

I'm only 17 in the future I want to buy a car a mini countryman I see a lot of car insurance ads on tv do they pay you or do you pay them

 

 

How much would it cost to insure a pontiac firebird?

Im turning 16 soon and will be getting a car I was wondering how much money it would cost to insure a 1997 Pontiac Firebird.

 

 

My wife is pregnant. Due date: 9/10/09. Our COBRA health insurance expires on 7/18/09. What to do?

Our insurance expires before the due date. NO PROBLEM. We're getting a HIPAA guarantee issue plan. Here's the question: Our insurance expires on the 18th, but HMO's don't start until the 1st of the month. This would leave a 2 week gap where we wouldn't have coverage. We can't start a HIPAA HMO on July 1, because you have to expire all 18months of COBRA before you're eligible for a HIPAA guarantee issue plan. Chances are it'd be ok waiting until 8/1 to begin our new HIPAA plan, but if my wife went into early labor, it would be a very, very bad situation. PPO's start on the 1st, and sometimes the 15th. Same problem. What should we do? We'd prefer to not have a gap in our coverage.

 

 

Classic car insurance for 17 year olds?

currently looking for cheap car insurance for escort xr3i. Because of my age this is almost impossible but I was wondering if it is posible to be a named driver for classic car insurance on a parents policy. most classic insurers say drivers must be over 25. is there anywhere I could do this ?

 

 

Alaska is the worst state for women, does anyone care what the worst state for men is?

http://shine.yahoo.com/healthy-living/is-alaska-the-worst-state-in-the-nation-for-women--202627073.html As for crime and imprisonment, the number of women going to prison in Alaska is growing: In 2007, women made up 6.5 percent of Alaskas prison population, but that number had jumped to nearly 11 percent in 2011. Alaskan women are slightly more likely to have health coverage than Alaskan men, but the coverage for Alaskan women is still below the national average, with 21 percent going without (compared to the national rate of 20). -So that means the male prison population in 2007 was at 94.5% and it went down to 89% in 2011. We can't have that! All we care about is the female prison population growing and how we have to stop it. We need more males in prison to get us back to 94.5 percent. And while more Alaskan women have health insurance than Alaskan men, they're just below the national average with 21% of women going without insurance. Who cares that more Alaskan women have health insurance than Alaskan men? We're only concerned about women here, and we have to lower the number of women who go without health insurance. forget about the men. And women in Alaska, make only 67 cents for every dollar a man makes. -Not too surprising since Alaska is mostly an industrial state with lots of mining, logging, fishing and other male dominated industrial jobs that women typically shy away from. As far as homelessness is concerned, only 25 percent of single people in shelters were female in 2012but, for adults in shelters considered part of a family, 62 percent were women with children. -Who cares that 75% of single people in shelter were men in 2012! The suicide rate among Alaskan women is rising. -I'm sure the suicide rate among Alaskan men is even higher, but again we don't care about the men. So why the raw deal for women in this state? It may have something to do with the ratio of men to women there, which was noted in the state report as being higher in Alaska than in any other state, with 108.5 males to every 100 females. Nationally, there are 96.7 men to every 100 women. -So because there are more men than women in Alaska, that's why women are suffering!?!

 

 

Cheap car insurance for Land Rover Discovery?

I'm about to buy a 03 Disco and was wondering what everyone is paying for car insurance. I'm 25 with no accidents on my record, but the quotes I keep getting seem to be outrageous. I'm just curious if that is common or if there is a company with decent full coverage rates for discoveries. Thanks for the help

 

 

Report old ticket to insurance company?

I am looking to get new car insurance, and I had a failure to control ticket over 2 years ago, which means that it is no longer on my driving record in my state. When filling out insurance information, it asks me to report any violations in the last 5 years. If my ticket is not on my record, should I still report it to the insurance company?

 

 

Does anyone know what 'excess reduction insurance' is?

Im thinking of renting a car. In the price quote it says basic car insurance is included but excess reduction isnt. does anyone know what this is? how is it different from the basic car insurance and do u know if the excess reduction insurance is also compulsory?

 

 

Life insurance for young couples...?

I've been searching online for a very cheap life insurance For me and my husband.. But no luck.. We live in NY. Can any send me a link Are just tell me about any u may know?.. Thanks a lot. Am 28yrs and he is 37yrs. Thanks in advance..

 

 

Teenage insurance on a Land Rover?

I'm 17 and I'm looking for insurance on my 2002 Land Rover 90 2.4. No companies will insure me for less than 3500 if at all! Any suggestions? Cheers!

 

 

No Insurance. Car damaged. Should I call the insurance company?

OK This is really hurting me because some jerk hit my car in the parking lot ( I don't know when) and when wake up in the morning and see my car it is damaged. My problem is I don't have insurance to the car and my car registration has expired too. (I rarely use my car because I have a work truck). I dont know what to do. Should I call the cops? or just forget about it for now and get the insurance upto date and call the insurance people after some days. Please help.

 

 

Insurance question, anyone know?

I had insurance that didnt cover my pregnancy, if I get new insurance will they cover my pregnancy? Or not cuz im already pregnant....

 

 

Will I have a surcharge on my auto insurance policy if I let the policy lapse even without a car?

At the moment I have decided to hold off on purchasing a new vehicle. My previous car was a lease, the lease expired and at the moment I do not have a car in my name. My independent insurance agent is telling me that if I do not keep up a policy at even a low rate, when I do get a car (whenever that might be) and then get a new policy I would be subject to a surcharge. For this reason we are doing something very basic to keep a policy in place. This seems really strange to me and raises a question why do I have to have car insurance if I do not have a car? Why should I get a surcharge when I do get a car at a later date? This almost seems like once you're in the auto insurance system, you cannot get out without penalties. Seems a lot like the insurance industry is trying to get everyone to pay into the system with or without a car. And if that's the case this sounds awfully like the auto insurance industry has already set precedent on the health insurance industry. What am I missing?

 

Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

Does life insurance pay if a person is legally drunk and dies in a household accident (fall)?

https://www.linkedin.com/pulse/virginia-spine-institute-insurance-jose-flores/

*1:or if there is some where i can find out, that would help to